McKinney Homes under $400,000

Welcome to McKinney, Texas, a vibrant city nestled in Collin County that beautifully blends small-town charm with modern sophistication. Known for its rich history, friendly atmosphere, and flourishing community, McKinney is consistently ranked as one of the best places to live in the United States. With its picturesque downtown square, filled with boutique shops, delightful cafes, and a variety of dining options, residents enjoy a lively social scene that celebrates local culture.

For homebuyers seeking affordability without compromising on quality, McKinney offers an impressive selection of homes priced under $400,000. This remarkable value allows families, first-time buyers, and those looking to downsize to find their dream home in a thriving community. From charming single-family residences to contemporary townhomes, the housing market in McKinney caters to diverse tastes and lifestyles. Many of these homes are situated in well-established neighborhoods, complete with parks, playgrounds, and excellent schools, making them perfect for families.

In addition to its affordable housing options, McKinney boasts a wealth of recreational opportunities. With numerous parks, trails, and community events, residents can enjoy an active lifestyle year-round. The city's commitment to preserving green spaces and fostering a sense of community ensures that McKinney remains a welcoming place for all.

Whether you're looking to plant roots in a family-friendly environment or seeking a vibrant community with a rich cultural backdrop, McKinney is the perfect place to call home. Discover your ideal property today and experience the charm of McKinney living!

Newest McKinney Homes under $400,000

$349,999

4 Beds ⋅ 3 Baths ⋅ 21349040 MLS

Get the upscale lifestyle without the premium price tag! Tucked away in the desirable 75071 zip code, this beautifully upgraded single-family home delivers sophisticated living at an incredible value. The heart of the home shines with rich granite countertops and stunning wood tile floors that perfectly balance modern elegance with low-maintenance durability. With 4 spacious bedrooms and 2.5 baths, there is room for everyone to live, work, and thrive. Love the outdoors? The oversized, fully fenced backyard is an absolute showstopper, offering a pristine patio area ready for lounging, entertaining, or creating your dream garden. Don't sacrifice luxury for affordability—at 107 Goosewood Drive, you truly can have it all!

107 Goosewood Dr, McKinney

$382,500

2 Beds ⋅ 2 Baths ⋅ 21401478 MLS

Move-in ready and perfectly positioned in Del Webb, this home offers the best of active adult living with a short walk from pickleball courts, resort-style pool, clubhouse, and fitness center. The Steel Creek floorplan is designed for both comfort and connection with an open floor plan that centers around a stunning kitchen with a massive granite island, stainless steel appliances, custom pull-out drawers, and breakfast bar seating. The kitchen flows seamlessly into the living room and sunroom, creating bright, inviting spaces to relax or host guests. Two dining areas provide flexibility, with the front dining space easily doubling as a home office. Tray ceilings and abundant recessed lighting add a polished touch throughout. Two spacious bedrooms including a private primary suite featuring dual sinks, a walk-in closet, linen storage, and a glass-framed shower. Easy to maintain backyard with a covered patio and a 2-car garage. Enjoy all Del Webb and Trinity Falls have to offer with active 55+ clubs, pools, pickleball, dog park, walking trails, and more! Low-maintenance living meets an active, social lifestyle in this exceptional Del Webb home.

9232 Riverlight Rd, McKinney

$349,900

3 Beds ⋅ 2 Baths ⋅ 21400900 MLS

Morning coffee in the garden. Dinner around the downtown square. And a comfortable place to come home to in between. This move-in-ready, one-story Brookview home brings together the details that make daily life enjoyable: plantation shutters, warm wood floors, ceiling fans throughout and a spacious living room with a wood-burning fireplace. There is room to stretch out, welcome friends and enjoy an evening at home. The kitchen keeps everything within reach with granite counters, generous cabinetry and a walk-in pantry. Enjoy a quick breakfast in the sunny eat-in area, then bring out the good dishes when company arrives—the separate dining space is ready. The primary bedroom has room for your favorite reading chair, while its ensuite bath offers two sinks, a garden tub and a separate shower. Two additional bedrooms give you flexibility for guests, hobbies or working from home. Outside, the backyard feels like a garden you can live in. Brick pathways wind among established plantings, and a pergola-covered patio invites you to pull up a chair and stay awhile. Mature trees, landscaping and a sprinkler system complete the setting. An attached two-car garage and a separate laundry room with freezer space handle the practical side. Convenient access to US 75 and SH 121 helps keep you connected, while historic downtown McKinney offers locally owned restaurants, boutiques, galleries and community celebrations. Come for the convenience. Stay for the feeling of home.

5409 Running Brook Ln, McKinney

$400,000

4 Beds ⋅ 2 Baths ⋅ 21401454 MLS

More room to enjoy life, more ways to make it your own. Located in McKinney ISD, this beautifully maintained 4-bedroom, 2-bath home pairs inviting interiors with a location that keeps recreation, dining, and everyday essentials close. Spend an evening exploring nearby Bonnie Wenk Park, take your pup to the dog park, or enjoy a relaxed night hosting friends at home. With the park just a short walk away and easy access to US 75, your next outing is always within reach. Inside, natural light, fresh interior paint, and granite countertops create a welcoming setting for everyday living. The open kitchen, dining, and living areas keep everyone connected, whether you’re preparing dinner, catching up over coffee, or gathering for game night. Upstairs, the oversized fourth bedroom with its own closet gives you space to shape your lifestyle, a media retreat, creative studio, home office, workout space, or spacious guest bedroom. The primary suite offers a comfortable place to recharge, while two additional bedrooms accommodate guests, hobbies, or your daily routine. Newer windows and a roof approximately five years old add to the home’s appeal. Move-in ready and close to shopping, restaurants, and entertainment, this home makes it easy to settle in and start enjoying your next chapter.

3329 Woodglen Dr, McKinney

$400,000

3 Beds ⋅ 2 Baths ⋅ 21401088 MLS

INCREDIBLE BUYER INCENTIVES: $6,000 MORTGAGE CONCESSION. Opendoor Home Loans will contribute up to $6,000 towards a permanent interest rate buy-down if you finance with Opendoor Home Loans LLC. 10217 Pear Valley Rd is a single-level McKinney home with three bedrooms, two bathrooms and 1,676 square feet of living area. The kitchen has dark cabinetry, a breakfast counter and a window above the sink. Its open layout places the dining area beside the main living room, where a corner fireplace anchors the space. The primary bedroom has a walk-in closet and an adjoining bathroom with double sinks, a separate tub and a glass-enclosed shower. Two additional bedrooms share a hall bathroom with a tub-shower combination. A covered patio overlooks the fenced backyard, and an attached two-car garage provides parking. Home comes with a 100-Day Home Warranty

10217 Pear Valley Rd, McKinney

$395,000

3 Beds ⋅ 2 Baths ⋅ 21374023 MLS

**IDEAL LOCATION IN HISTORIC McKINNEY!** Discover the possibilities at 504 Heard, a charming single-story brick ranch nestled on a large corner lot in the heart of McKinney’s sought-after Historic District. With 3 bedrooms, 2 baths and an inviting layout, this home offers a wonderful opportunity to enjoy the character and convenience of historic downtown living while adding your own personal touches. The open living and kitchen area creates a comfortable gathering space with great potential for updating and making the home truly your own. Three generously sized bedrooms and two full baths provide flexibility for family, guests, a home office or hobbies. The attached 2-car garage adds valuable storage and everyday convenience. Step outside and discover one of the property’s standout features—a spacious backyard with a large covered hardwood deck, perfect for morning coffee, entertaining friends or relaxing beneath the mature magnolia trees. The generous corner lot provides plenty of room for gardening, play and outdoor living. Recent major updates include a **new roof in 2020** and **new HVAC in 2022**, offering peace of mind for the next owner. Whether you are looking for a comfortable home in a walkable historic neighborhood or a property with exciting potential to update and personalize, 504 Heard is a wonderful opportunity. Enjoy all that Historic McKinney has to offer, just minutes from the Downtown Square, locally owned shops, restaurants, galleries, festivals, entertainment and community events. Experience the charm of historic neighborhood living with the convenience of being close to everything. **Come see the potential and imagine making 504 Heard your own!** Home being sold AS IS.

504 Heard St, McKinney

$349,000

3 Beds ⋅ 2 Baths ⋅ 21400385 MLS

BRAND NEW LISTING! This updated charming one-story home is tucked into a quiet pocket of beloved downtown McKinney! Hard to find oversized lot where the outdoor space is a standout: mature trees, a covered backyard patio, and a welcoming front porch. Three bedrooms, one of which could easily be used as a second primary. LVP flooring throughout – no carpet at all! Great open floorplan. The kitchen overlooks the living room and features stunning granite countertops with a lot of counter space, stainless steel appliances, stylish tile backsplash and a window over the sink that looks out onto the large fenced backyard. The home was fully renovated in 2022 and a few of those updates are: complete new HVAC system, electrical panel, plugs, switches, lighting, exhaust fans, PVC sewer line replacing cast iron, new exterior and interior doors, windows and trim, total bathroom remodels, new kitchen cabinets, new fence, and so much more. This house has been adored, and you can feel it in every room. Enjoy all the charm of beloved downtown McKinney, where you are surrounded by so many restaurants and shops, Rick’s Chophouse, three wineries, trendy coffee shops, the Chestnut Square historic village, and all the holiday cheer and festivities that make the square look like a movie. This move-in ready home will not last long… come see!

902 W Leland Ave, McKinney

$392,000

4 Beds ⋅ 3 Baths ⋅ 21400055 MLS

Location, location, location! This 4-bedroom home in Prosper ISD offers an incredibly convenient McKinney location with easy access to major highways, shopping, dining and everything you need nearby—while still enjoying a quieter setting tucked into the neighborhood. Inside, the open floor plan features soaring ceilings, abundant natural light and a dedicated dining room just off the main living areas. The spacious kitchen offers granite countertops, 42-inch cabinetry and plenty of room for gathering. One of the best features of this home is its setting—no homes directly behind you and peaceful green space just beyond the backyard. Enjoy outdoor living from the covered patio, or step upstairs to the second-story balcony for a fun and unexpected bonus space. Additional highlights include generously sized bedrooms with walk-in closets, great storage and an epoxy-coated garage floor. And a big bonus—the refrigerator, washer and dryer all stay with the home! With its combination of space, privacy, Prosper ISD schools and exceptional access to McKinney, Frisco and surrounding areas, 2201 Canyon Point has so much to offer.

2201 Canyon Pt, McKinney

$349,900

3 Beds ⋅ 3 Baths ⋅ 21400171 MLS

Frisco ISD, convenient access to Highway 121, and close proximity to major retail and dining destinations make 7105 Cotton Seed Drive a standout opportunity in McKinney’s Harvest Bend community! This 3-bedroom, 2.5-bath home features a welcoming layout with granite kitchen countertops, rich-toned cabinetry, and a kitchen that opens to the living area for easy entertaining. Enjoy a fenced backyard with a patio and the convenience of an attached two-car garage. Nearby parks and walking trails add to the appeal. For investors seeking a rental property or buyers looking for a primary residence, this home offers a compelling combination of location, comfort, and convenience. Schedule your showing today!

7105 Cotton Seed Dr, McKinney

$377,999

4 Beds ⋅ 3 Baths ⋅ 21398525 MLS

New construction Lennar Home - The Rosso Floor Plan. This single-story home has everything the modern family needs with three bedrooms at the front of the home and an owner’s suite in the back, for added privacy. There is an open concept living area in the center with a back patio, as well as a flexible study down the hall. Prices, dimensions and features may vary and are subject to change. Photos are for illustrative purposes only.

1213 Poldpark Pl, McKinney

$388,499

4 Beds ⋅ 3 Baths ⋅ 21398542 MLS

1216 Armitage Way, McKinney

$365,000

3 Beds ⋅ 2 Baths ⋅ 21394618 MLS

Seller offering up to 2% in seller credits to use towards rate buy down or closing costs with preferred lender. Welcome to this beautifully maintained home offering the perfect blend of comfort, style, and functionality. Step inside to an inviting, light-filled floor plan designed for both everyday living and effortless entertaining. The spacious family room flows seamlessly into the well-appointed kitchen, featuring ample cabinetry and a dedicated dining area ideal for gatherings with family and friends. The private primary suite serves as a relaxing retreat with a generous walk-in closet and en-suite bath, while the additional bedrooms provide flexibility for guests, a home office, or growing households. Outside, you'll find a large fenced backyard with plenty of room for play, pets, gardening, or weekend relaxation. Ideally located in a desirable community near shopping, dining, parks, and highly regarded schools, this move-in-ready home offers convenience, comfort, and lasting value. Thoughtfully cared for and ready for its next owners, this is a place you'll be proud to call home.

3328 Woodbluff Ln, McKinney

Start Your Search

Listings provided by North Texas Real Estate Information Systems (NTREIS). Listing data has been deemed reliable but is not guaranteed to be accurate by the MLS.

Last updated: